Credit Manager – Business Loan Division (CA with 0-3 yrs experience) at A large Indian Private Sector Bank, Delhi

  • 0 - 2 Years
  • Not Mentioned
  • delhi
  • permanent
  • Chartered Accountant
  • Banking
  • Accountancy,Fund Management
  • We are Hiring for Credit Manager - Business Loans for a Large Indian Private Sector Bank in Delhi!

     

    We are looking for male candidates based out of Delhi/Gurgaon/Ghaziabad/Noida/Faridabad.

    Role: Credit Manager-Business Loans 

    Experience: Chartered Accountant with 0-3 years

    Job Description

    As part of Credit team for BL - Credit, the primary job of the credit manager is to

    • Understand the business dynamics
    • Products on offer and the various segments to whom we lend
    • Ensuring discipline in adherence to processes involved in credit buying 
    • Underwriting &making proposals of business loans and other products as per location requirement (BL OD, LAP) 
    • Manage the credit processing agents activities 
    • Ensure systematic verification processes
    • Coordinate with verification agencies 
    • Be up to date on industries we lend and business environment in general  
    • Take appropriate credit decision
    • Monitor the portfolio sourced
    • Understand and interpret the portfolio quality 
    • Interact with sourcing agents 
    • Co-ordinate with internal and external auditors 
    • Get the best audit rating in internal audits. 


    Job requirements: 

    • Good understanding of economy and implications of economic policies , 
      Dynamics of international economic events on Indian economy , industry and segments , 
      understanding of functioning various industries / segments cost matrix , competitors , laws applicable 
    • Good understanding of financials to arrive at a decision on lending and recoverability of loans granted
    • Skills &Experience:
      • Ability to analyse news , information , change in laws , financial data and assess its future impact on the business of the loan applicant , segment / industry in which the applicant function , segment in which we operate.
      • Generally strong analytical and futuristic intuitive skills are the need of the job 

     

    Please mail your profiles to geetika@hr-central.in.

Employer Profile :

  • A large Indian Private Sector Bank, delhi
.