CA/MBA with 5-6 yrs of PQE as a Manager Risk Policy at A Financial Services Major, Mumbai

  • 5 - 6 Years
  • Not Mentioned
  • mumbai
  • permanent
  • Chartered Accountant,MBA
  • Financial_Services
  • Accountancy,Consulting,Operations Management
  • Review portfolio every month with respect to delinquency / losses / fraud for the period
    underwritten
    Check and keep track on industry trends, key factors impacting industry, performance of trade
    in local market and regulatory impact
    Describe the KPIs against each perspective
     
    Perspective Key Performance Indicators
     
    Business & Financial Management Support for Monitoring of HFC Portfolio & focus on
    operational efficiency through consolidation & process
    changes
     
    Portfolio Management Credit Policy development, Credit Decisioning and
    Portfolio Management, based on accurate evaluation of
    portfolio performance, market developments and product
    management imperatives. Key deliverables are as below:
    Support new product launches
    Support business by rolling out regular test programs
    and convert them into policy basis defined success
    criterion.
    Roll out the key process drivers like PDD authority
    matrix, Collections stair case, Restructuring of stressed
    accounts
    Deliver best practices in all risk management domains
    across credit and policy which can be replicated at FFH
    level.
    Monitor early warning cases
    Monitor portfolio cuts
     
    People / Team NA.
     
    Process / Quality Improvement Optimize efficiency and per unit cost of production,
    develop customer centric initiatives through policy &
    process re-engineering, Optimize and consolidate
     
    Human Capital
    Job Description Form Page 2 of 1
    Fullerton India Credit Company Ltd
    Revision 1.0
     
    resources and infrastructure & Build scalable platforms to
    support future growth
     
    SCOPE & DISCRETION (Span of control)
    Total no. of employees supervised with details
    Grade O1 to 04 M1 to M3 SM1 to SM3
    Nos.
    Self deliverables
    The most important tasks performed on an individual basis without involving subordinates are
    Sr. No Task performed
    1. Liaising with various departments for different activities
    2. Monitor the deviation exceptions data
    3. Master maintenance in systems
    4. Testing of new builds in system
     
    Expertise required/ Domain Knowledge:
    Candidate should be well versed with Microsoft office programs viz – Excel, Word, Power point
    etc
    Candidate should have basic knowledge about mortgage/housing finance business
    Candidate should be well versed with NHB norms
    Well versed with frontend underwriting systems
    Knowledge of developer funding will be an added advantage.
    Professional qualification like CA or MBA will be preferred
    Should have the urge for learning new things
     
    No. of years of relevant experience:
    5-6 years mainly in Mortgage business and also from product/policy aspects

Employer Profile :

  • A Financial Services Major, mumbai
.